If you have been in a Homestead car accident, your first priority should be to get medical help for yourself and for anyone else injured at the scene. However, you must not lose sight of the fact that your Homestead pedestrian accident or car accident could also have a huge financial impact on your life, as well as medical implications. If you have been injured or if the crash was a severe one, there are many costs that you may need to pay:
1) Medical costs. The immediate and long-term medical costs of a Homestead truck accident or car accident can be staggering. Homestead personal injury patients may need to pay tens of thousands or even hundreds of thousands of dollars a year in medical costs, depending on the type and severity of the injury. Some of the costs may not even be covered by insurance. For example, Homestead burn injury victims often require cosmetic surgery and skin grafts. Even though these are necessary in order for the victims to resume a normal life, few insurance companies will agree to pay for these procedures. In addition to hospital stays and medical costs, patients may also need to pay additional medical costs, such as visits to specialists, rehabilitation, therapy, and other costs.
2) Lost income. Unless you have substantial assets or savings, you will need to find ways to replace the income that you were getting before the accident. If your Homestead car accident was a severe one, you may be unable to work for months or even years. Some victims are never able to return to work. In order to continue to pay for living expenses and basic costs, you will need to find a way to replace this income.
3) Property damage. If your car has been destroyed, you may need to pay for car repairs, car replacement, and even transportation costs to and from the hospital or to your attorney while you’re awaiting a new vehicle. If there was anything of value in your car that was destroyed in the accident, you may need to pay in order to replace that property as well.
4) Insurance costs. After a car accident, your insurance costs may increase, sometimes substantially. You may need to pay for these added costs as well.
If your car accident was caused by someone else’s negligence or recklessness, Florida law does ensure that you may not have to pay these costs by yourself. You could have a personal injury claim, which could help you secure a settlement that helps to pay for more of the costs of your accident. Unfortunately, in many cases, insurance claims and insurance coverage does not cover the full cost of a severe accident. That’s why it is important to consult with a qualified Homestead personal injury attorney before making any decisions about insurance or your accident claim. An attorney can help you understand your options.
If you do need a Homestead personal injury attorney, contact the Flaxman Law Group for a free consultation to discuss your case. A free consultation is your opportunity to ask about your rights, options, and case, and to get qualified information from an experienced personal injury attorney.