Articles Tagged with car insurance

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Any car accident is scary, but hit-and-run car crashes can be especially devastating. Unfortunately, hit and run car crashes in Homestead and other communities are all too common. They occur for many reasons. In some cases, perpetrators are driving without a license or without insurance and don’t wish to be caught by police. In other cases, perpetrators are driving drunk or have broken the law and don’t want to be caught. In some situations, perpetrators simply panic.

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No matter what the reason, it is illegal to leave the scene of an accident. However, each year car and pedestrian accidents in Homestead and across the country occur in just this manner. If you have been hit by a driver who then drives off, your first priority is to get medical help if you have been injured. One of the reasons hit-and-run car accidents are so devastating is because the perpetrator hasn’t stopped to offer assistance to anyone who may be injured. In some cases, this leads to fatalities because someone may be too injured to call for help on their own.

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If you’re ever in a car accident in Hollywood or your southern Florida community, you may assume your car insurance company will take care of you. After all, you pay insurance premiums and may have chosen your insurance company because you felt they would be able to help you in the event of a car crash.

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Unfortunately, for many people who are in a car accident in southern Florida, they find they face insurance issues in Miami or their community. There are many types of issues that may happen when you file car insurance claims after a crash. Your car insurance company may claim you aren’t covered, may offer you less money than you feel you deserve or may delay paying the amount owed. In some cases, innocent people who have been injured are even accused of faking injuries or an accident.

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Affordable car insurance may well be a safety concern. Being able to afford your premiums and finding a great deal can mean you are able to get better car insurance, meaning you may have more coverage in the event that you find yourself in a car accident in Homestead or your South Florida community.

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There are several ways you can save money so you can buy more coverage:

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To accept any settlement offer after a car accident in Hollywood, you need to know the full cost of your accident. How much money will truly cover all the expenses related to your accident and injuries?

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This can be a surprisingly challenging question to answer, because a car accident can affect your life in so many ways. Your car accident may end up costing more than you realize because you may end up having to pay for:

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Homestead and southern Florida are both known for their wildlife and for a wide range of pets. In parts of the region, some people even keep horses or livestock. Unfortunately, all of the wildlife and domesticated animals in the area can mean car accidents involving these animals are a risk.

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Hitting an animal with your car can be very upsetting. It can also result in serious damages to your car as well as serious injuries. Some people swerve out of the way to avoid hitting an animal, and this can cause a more serious accident or even a chain reaction accident in Homestead and other communities. In other cases, an animal is large enough to cause severe damage and even injuries to the car’s driver and passengers. Deer, for example, or cows are large enough to cause severe injuries. Even birds can fly into a windshield and can cause damage to the glass, which can be expensive to fix.

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If you are in a car accident in Hollywood or anywhere in southern Florida, you will generally get compensation for your injuries and damages through your car accident insurance coverage. However, you may have other options available to you, depending on the circumstances of your case. For example, if you are injured while driving on the job, you may be eligible for workers’ compensation benefits as well as other benefits.

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Workers’ compensation is a type of insurance paid for by employers. It protects most part-time and full-time employees in the event of a work-related accident or illness. If you drive cars for a living, for example, your company (or their insurance provider) may cover you for car accidents. If your job requires you to occasionally take your car to run errands for your employer or if you have access to the company car and were performing job duties at the time of your car accident, you may also have a workers’ compensation claim.

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A car accident in Hollywood or your South Florida community can result in many types of injuries, including brain trauma, fractures, whiplash, amputations, and other injuries. Some of the injuries you sustain may result in scarring or disfigurement, requiring you to seek  cosmetic surgery or so-called cosmetic procedures.

This can create a difficult situation. On the one hand, you may need these elective procedures to regain confidence and to reclaim your appearance. If you work in a public setting, these procedures may be necessary for your career prospects. However, you may find insurance companies are reluctant to pay for these medical processes, no matter how much you feel you may need them.

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Bankruptcy can happen at any time – but what happens when they occur while a car accident case in Hollywood is pending? It happens more often than you may think. The effects on your case will depend on whether you are the plaintiff or defendant in the case.

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The financial pressure of a traffic accident in Hollywood and other communities can be devastating. The costs of medical care are high and in many cases injured drivers must miss work time, which can affect income. Property damage also needs to be considered. While legal claims and insurance is meant to help offset these costs, settling a claim can take a long time – months or even years in some cases.

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In 2015, there were 92,000 hit-and-run accidents across the state and Florida Highway Patrol has reported the problem is getting worse. Many cases grow cold and the perpetrators are never caught, even in cases where someone is killed or permanently injured as a result of the accident.

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In Florida, as in every state, leaving the scene of an accident is a crime. It can carry a sentence of four years in prison. It can also mean a criminal record for the offender. Unfortunately, in many cases police rely on honesty and on public participation to catch those responsible.

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Being in a car accident in Hollywood or anywhere in South Florida is already frightening, but it can be downright scary how a collision can affect your finances for some time. There may be hospital or medical bills to pay after your accident, for example, as well as costs for getting your car towed and repaired. You may miss out on some time at work and may need to rent a car or take a taxi while your car is being fixed.

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Car insurance, of course, is meant to help you pay for some of these costs. The problem is that after a crash, your insurance rates may go up. This means that even though insurance can pay for some of your accident costs, the higher insurance rates will mean you’re paying for the crash for months or years in the form of higher premiums.

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