Car collisions in Islamorada can change lives. Due to the force involved in head-on and T-bone car crashes, passengers can be seriously injured, sometimes permanently. In some instances, serious injuries have an impact on a person’s ability to earn a living, complete daily tasks, take care of their household, and more. Injuries can impact mental health, finances, and every area of a patient’s life.
Common car crash injuries can include:
- Facial injuries
- Spinal cord injury
- Head trauma
- Crushing injuries
Each injury poses its own challenges and dangers. Head injuries, for example, can impact cognitive function, personality, and memory. They can also be difficult to diagnose at first. A person can walk away from a truck collision in Islamorada, feeling fine, only to develop serious symptoms from a life-threatening injury within a few hours. A head injury can mean a person loses years or decades of income and requires hundreds of thousands of dollars in surgery, rehabilitation and other costs. Some patients may need personal care for the rest of their lives. All these costs combined can add up to millions of dollars.
Some injuries, such as burns, have additional unique challenges. Patients may need skin grafts, but since these are considered “cosmetic” by some insurance companies, some health plans may not cover them. This can leave patients needing to pay these costs out of pocket or file a claim to pay for their treatment.
Even injuries such as whiplash or broken bones, from which a patient is expected to recover fully, can end up costing more than drivers and passengers expect. Such an injury can require weeks of time off work, which means considerable lost income. Patients may need repeat medical visits, diagnostic testing, and treatment. Medication and visits or taxi cabs to the doctor can all add up.
Insurance Claims After an Islamorada Traffic Collision
You have paid insurance premiums for years, but if you have sustained a serious injury there is no guarantee all your costs and damages will be covered. In reality, insurance companies work for shareholders and have a legal obligation to maximize financial returns for shareholders. This means insurance companies will generally try to settle claims as quickly and inexpensively as possible, rarely considering long-term and future costs in depth. Unfortunately, this can mean patients who are dealing with a serious injury also face financial distress if their insurance money does not cover the costs of their losses.
Once you accept money from an insurance company or sign their documents, you have surrendered the ability to seek more money. Any costs of your injury above what you have been offered will need to come from your own savings. To ensure you seek the fairest amount for your injuries, consult with a car accident injury attorney in Islamorada. Attorneys have experience with injury claims and understand the long-term costs of different injuries.
Contact Flaxman Law Group at 1-866-352-9626 (1-866-FLAXMAN) for a free consultation with an Islamorada car accident attorney.