Young drivers have some of the highest insurance rates around, and a big part of this has to do with the fact that statistically speaking, young drivers are more likely to take part in risk taking activities behind the wheel. According to research, this is especially true of young male drivers who are in the car with their peers.
The idea that your child may be hood surfing, speeding, driving stunts, drag racing, or taking part in any dangerous activities can be hard to believe. However, the parents of teenagers who are seriously injured or even killed by taking part in these activities often tell authorities that they had no idea their child was involved in these types of situations. Children may be injured the first time they try an unsafe driving maneuver. In some cases, too, children go well out of their way to keep their more risk taking activities a secret from their parents.
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