If you’re ever in a car collision in Fort Lauderdale, knowing you have a good insurance policy can bring you peace of mind. Generally, you expect your insurer to deal with you fairly and to give you the compensation you need to pay for car repairs, medical bills, and other covered expenses.
Unfortunately, after a car crash this does not always happen, and it can be frustrating to be dealing with the aftermath of a collision and an insurance provider who doesn’t provide you with what you consider fair service.
Reporting Your Injuries to Your Fort Lauderdale Insurer
If you have been in a serious car accident, you need to report your injuries and damages to the insurer promptly, so they can begin an investigation. Once insurers have evaluated the crash, they will make you an offer. If you decide to accept the insurance amount, you will likely not be able to pursue a legal claim, but there are other options available to you. You will want to carefully consider those options before making any decisions or signing any paperwork.
Problems With Insurance After a Crash
While you always hope that dealing with car insurance will be easy, you may run into many issues other motorists have dealt with.
- The other driver does not have insurance: You may have been in a hit-and-run, a one-car collision, or the other driver may be uninsured. In these cases, your policy may help if you have uninsured/underinsured driver coverage.
- You can’t get your insurer to return your calls: If you aren’t getting the answers you need or you can’t get in touch with your insurer, you may wonder whether the carrier is acting in bad faith.
- You may not understand the paperwork: The documentation you are asked to sign and your policy may be written in such a way that you’re not sure what options you have or what decisions you should be making to protect your right to compensation.
- Your insurer denies your claim: Your insurer may claim some of the damages are not covered, and with the policy being written in legalese, it may be difficult to negotiate or to claim your collision was covered unless you work with a Fort Lauderdale insurance law attorney.
- Your insurer wants to solve the claim fast: You may want your insurance money fast, too, but accepting too quickly can mean you don’t know the full scope of your losses, which means you don’t know what your claim is worth. If you accept an offer and then later find out you have suffered an expensive, permanent injury or your car needs tens of thousands of dollars more in repairs than you were initially told, you may not have recourse for additional compensation. You may need to pay these costs yourself.
- You’re not sure you’re getting enough: Once your insurer has placed a price tag on your losses, you may wonder whether you should accept the offer or seek more. If you don’t have experience with car accident claims, it can be hard to evaluate what is and isn’t fair unless you work with an attorney.
When To Call a Fort Lauderdale Car Collision Injury Claims Attorney
You will want to contact an attorney as soon as possible after your collision, and certainly before you sign any paperwork with the insurer or talk to the insurer at length about the accident. Flaxman Law Group does not charge you anything for a first consultation and there is no obligation, so you can find out what your claim is worth and get some answers before you make any decisions that could affect your financial life for years. Contact Flaxman Law Group at 1-866-352-9626 (1-866-FLAXMAN) for a free consultation with a For Lauderdale car accident attorney.