Why Do You Need a Car Accident Attorney If You Have Florida Car Insurance?

Since you pay your insurance premiums each month, you may assume that if you’re ever in a car accident in south Florida, you’re covered. In fact, your insurance company may be one of the first places you call after your crash.


You may also want to contact a car accident attorney, however, like the team at Flaxman Law Group. But what can lawyers do if you already have insurance? In this guide, we cover the basics.

Why You May Want to Consult with a South Florida Car Accident Lawyer

One of the reasons why you may want to speak with an attorney soon after your collision is because car insurance companies may use some tactics to try to pay you less. These tactics can include:

  • Minimizing claims. It’s not unusual for insurers to offer less than a claim is worth or even to downplay repair and injury costs. In many cases, they may make decisions about your claim before you even know the full extent of your injuries or have an estimate for your car repairs.
  • Blaming. Insurance adjusters may ask questions that may have you admitting to contributing to a car accident that wasn’t your fault.
  • Delays. When insurance adjusters slow down the claims process and drag it out, you may start to get worried about paying your bills. Eventually, you may be willing to accept a low offer, just to get some money.
  • Confusion. You may be dealing with multiple representatives at the insurance company, waiting for replies, or your case may be passed to different adjusters. The documents you get may be confusing and not written in clear English. When you don’t know the status of your case, your rights, or what’s happening with your claim, it’s easy to get confused, say the wrong thing, or accept less than you deserve.
  • Bringing up unrelated information. You may be asked for lots of extra documentation by the insurer and any past medical history may get brought up and scrutinized. This may be used to minimize your claim if the adjuster determines you have a pre-existing condition.

We want to be clear: most people who work in the insurance industry are good, hard-working people. The way the system works, however, is that insurers have a financial interest to pay quickly and as little as possible. It’s what ensures profits and keeps shareholders happy. In addition, adjusters may be juggling multiple claims and may simply not have enough time to give your claim the attention it deserves.

Insurance companies sometimes tell car accident survivors that they don’t need an attorney. Some even try to discourage you from calling an attorney. In fact, calling a lawyer experienced in car accident claims can help. An attorney knows how insurers try to minimize claims and knows how to gather evidence to show that you deserve more financial recovery.

If you work with the father-son attorney team at Flaxman Law Group, our legal team will work to get you fair compensation. We’ll negotiate with insurance companies for you, so you don’t have to deal with their tactics, and we’ll seek the highest financial recovery we can, so you have the resources to pay for your medical care, lost wages, and other costs. After a car accident, don’t hesitate to call Flaxman Law Group at 866-352-9626 to schedule a free consultation with a South Florida car accident claims lawyer. Let’s review how you may be able to seek the compensation you deserve.

Client Reviews
Mr. Flaxman is highly skilled and very pleasant to work with. He communicated with me at every step in the process, and clearly presented information relating to my case. To anyone considering retaining his firm, I highly recommend him. Clara Barman
THE BEST. Honest, very knowledgeable, fast and easy. has helped me in numerous situations and has never failed me. Joe Gee
Charlie is a very skilled attorney that advocates hard for his clients. But the best part is he is an all around great guy. He cares about helping and doing what is right for people and his community. And he is not afraid to fight against those who do wrong or against threats to our world. He is fluent in Spanish as well. Do yourself a favor and call him. Andy
I had a lawyer on another case and I never spoke to the lawyer and I hated that I never knew what was going on in my case. Mr. Flaxman was in constant communication with me, explained everything to me, and his staff was really great too. My phone calls were always returned immediately. It was refreshing to be able to speak to my attorney personally. I would HIGHLY recommend Mr. Flaxman as an attorney to anyone who has been in an accident. Gloria
I found Mr. Flaxman to be an excellent attorney for my personal injury case. This is actually the second time I have used him and he really represented my interests. He explained everything thoroughly and he was very available for my questions. Carol
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